In an effort to help more families protect their homes against hurricanes, the state of Florida has allocated an additional $280 million to the My Safe Florida Home (MSFH) program, which has been available since August 4. This initiative seeks to provide financial grants and free assistance to single-family homeowners looking to strengthen their homes against storms.

​​

What does the program offer?

1️⃣ Free Home Inspection: MSFH provides a free, no-obligation inspection that assesses your home's hurricane resistance. This inspection will determine what improvements you can make—such as installing impact-resistant doors, protecting windows, reinforcing or replacing the roof, and more.

​

2️⃣ Matching Grants: If you qualify, you can receive a grant of up to $10,000, with the state reimbursing you for two-thirds of the total cost of the improvement project. For example, if the project costs $15,000, you pay $5,000 and the state covers the remaining $10,000.

​

3️⃣ Help for Low-Income Homeowners: Low-income homeowners don't need to contribute their own money or submit paid bills. They can still receive up to $10,000 in state funds without needing a match. Additionally, they don't have a minimum insured value requirement on their home, making it even easier to access the benefit.

​​

✅ Requirements to participate:

The home must be a single-family home or townhouse, site-built, and owner-occupied.

​

Must have homestead exemption.

The insured value of the home must be $700,000 or less, except for those who qualify as low-income.

​

The home must have been built before January 1, 2008.

The owner must negotiate with a licensed contractor and allow for a final inspection upon completion of the project.

​

Rental properties, vacation homes, mobile homes, multi-family homes, and condominiums do not qualify.

​

Why is it important?

In addition to making your home more storm-resistant, these improvements can help you reduce your homeowners insurance costs, as many insurers offer discounts for implementing risk mitigation measures.

​​

How to participate?

Visit the official website: MySafeFLHome.com

Review the updated requirements and watch the explanatory videos.

Sign up to receive your free inspection as soon as it's available.

 

🚨 Important: Funds go fast! In past calls, funding was claimed within weeks. If you're interested, start your application as soon as possible. If you have any questions, please don't hesitate to contact me, as I have firsthand experience with the program.

​​

If you know someone who's a homeowner in Florida and wants to protect their home while saving money, share this information! See you in the next edition of Coffee with Djinji. 

​

Sincerely,

Your Real Estate Agent,

Djinji Crocker