As 2025 draws to a close, now is the perfect time for homeowners to review some important matters before the new year begins. Addressing them now can help you save money, protect your investment, and start 2026 with peace of mind and security.

​​

1. Review your property taxes

Most Florida counties send out property tax bills in November and offer discounts for early payment. Visit your county's property assessor's website to confirm your assessed value and ensure all exemptions, such as the homestead or senior citizen exemption, are correctly applied.

​​

2. Check your homestead exemption

If you buy a home this year and it's your primary residence, apply for your Florida primary residence exemption by March 1, 2026. This exemption can lower your taxes and protect your property's assessed value from annual increases.

​

3. Review your home insurance policy

The renewal period is ideal for confirming that your dwelling coverage reflects the true cost of rebuilding your home. Review your hurricane deductible and liability limits, and if you upgrade your roof or windows, ask your agent about wind mitigation credits that could lower your premium. If you need an insurance agent, D&G Insurance can help. Their number is 954-536-4266.​

​

4. Schedule year-end maintenance

Basic maintenance can prevent costly repairs later. Clean your gutters, service your air conditioner, check your smoke detectors, and pressure wash your roof or patio. A well-maintained home is safer, more efficient, and ready to welcome guests during the holidays.

​

5. Plan improvements for 2026

Are you thinking about remodeling, installing impact windows, or applying for the My Safe Florida Home program to replace your roof or add hurricane protection? Start researching contractors and preparing your budget now to take advantage of the new year's opportunities.

​

By completing this list before December 31st, you will begin 2026 protected, prepared, and proud of your home.

​

For more detailed advice, please feel free to contact me.

Sincerely,

​

Your Real Estate Agent,

Djinji Crocker